Continuous three-bureau credit monitoring gives our compliance team real-time visibility into all three depository files without triggering hard inquiries that could impact your score. It provides the initial raw data to map inaccuracies immediately and confirms line-item modifications or deletions the moment bureaus update your file.

You can still finalize your onboarding enrollment right now. While federal identity verification and proof of residential address are legally required before formal dispute briefs can be dispatched to credit bureaus, our member portal gives you a protected 48-hour upload window to supply missing documents without delaying your audit scheduling.

It means exactly zero dollars are charged during your enrollment setup or file intake today. Under strict CROA compliance guidelines, preliminary work and file auditing are conducted before standard monthly maintenance billing begins. You will review a clear breakdown of dates and amounts before any subscription charge occurs.

Every engagement includes our 90-day performance commitment. If our specialists are unable to challenge and secure measurable corrections, deletions, or structural modifications to inaccurate, unverifiable, or obsolete entries within your initial 90 days of active service, you are eligible for a complete refund of management fees paid.